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THE PERILS OF SECOND AND THIRD MORTAGES

September 5, 2017

Thinking about adding a second or third mortgage to your house? Read this first. When you buy a house you only really have two options:       1. Pay for it in one lump sum; or       2. Obtain financing through some sort of mortgage arrangement. Before we go any further with this discussion, let’s think […]

Ontario’s “New” Debt Forgiveness Programme

September 5, 2017

Here’s how it works First of all, you must be in debt and worried about your situation or it won’t work at all. In fact the more worried you are the better the scheme, er, programme, works.Let’s assume you are getting threatening letters from collectors or from law offices – you’ll be prime for the […]

BANKRUPTCY WILL RUIN MY CREDIT

September 5, 2017

Most people who file for bankruptcy have strong credit scores according to Trans Union. It is true that a bankruptcy filing will show on your credit report for a period of 6 years following discharge, for first time bankrupts.   But that doesn’t necessarily mean that you will not be eligible for credit during that period […]

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