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Category: Insolvency News

INTERESTING ROUNDTABLE BUDGET DISCUSSION

September 5, 2017

Are you earning enough to live on? This morning in a discussion involving nine professionals, with backgrounds ranging from accounting to lending and investing and small business, it was determined that by their best estimate one or two people living a modest lifestyle in London (ON) would require a take home pay of about $3,600.00. […]

CONSUMER PROPOSAL ACCEPTANCE:

September 5, 2017

A question I am frequently asked is: “what are the chances that my consumer proposal will be accepted by my creditors?”  The answer in a nutshell is “very good!”  The reason is that a basic premise underlying all consumer proposal filings is that they must provide the creditors with a better return than they would […]

YOUR TAX REFUND & YOUR FINANCIAL PLAN

September 5, 2017

Many Canadians count on an income tax refund as some sort of savings plan – at their own peril. There are many reasons why it is not a good idea to overpay the government.   If you get a tax refund you are getting your own money, money that you have overpaid the government, refunded to […]

DIVORCE AND BANKRUPTCY

September 5, 2017

What happens when people go bankrupt in the middle of a marital separation or divorce? Bankruptcy and divorce do make for complicated bedfellows. Equalization: Family lawyers seek to equalize the value of family property during a divorce or separation proceeding.  The idea is that each party leaves the marriage with an equal value of family […]

TEN REASONS YOU SHOULDN’T HAVE A CREDIT CARD

September 5, 2017

Ralph Nader came up with these, you can probably think of more, I am pretty sure I can… Ralph Nader writes at Common Dreams: (check the link for the original article) At a recent American Antitrust Institute (AAI) symposium in Washington, D.C., I asked the presenters about the ability of cash and checks to compete […]

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