519-646-2222DEBT SETTLEMENTS – HOW THEY DON’T WORK
That’s right they don’t work! We met with two entirely separate clients yesterday who had been talking with two separate debt settlement companies, and this is what happened: In the first instance the client had signed on with the debt settlement company. The client was paying the company a monthly sum if money to help […]
FINANCIAL LITERACY
Will the government ever get it right? One of the greatest challenges in the area of financial literacy is deciding who is telling the story. There are many competing interests that have had an impact on the area of debt management during the past several decades. Filing a bankruptcy or a consumer proposal (both fall […]
ARE YOU STRUGGLING TO DEAL WITH YOUR DEBT LOAD?
You are not alone, we can help! Stop wage garnishees and other legal actions. Get control of your income. Reduce payments to something more affordable. File a Consumer Proposal or a Bankruptcy. Receive Credit Counselling, and learn to live debt free! When you are ready for help we are ready for you. We have offices […]
THE PERILS OF SECOND AND THIRD MORTAGES
Thinking about adding a second or third mortgage to your house? Read this first. When you buy a house you only really have two options: 1. Pay for it in one lump sum; or 2. Obtain financing through some sort of mortgage arrangement. Before we go any further with this discussion, let’s think […]
Ontario’s “New” Debt Forgiveness Programme
Here’s how it works First of all, you must be in debt and worried about your situation or it won’t work at all. In fact the more worried you are the better the scheme, er, programme, works.Let’s assume you are getting threatening letters from collectors or from law offices – you’ll be prime for the […]