Locke Consulting Inc.

Your Local, “Three Best Rated“, LIT Firm
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Same Day Appointments Available

Locke Consulting Inc. has been helping people solve debt problems in Southwestern Ontario since 2012

Clients’ Google Testimonials

J Mehta
J Mehta
Professionalism and honesty, thanks Tom for your time for consultation! Highly recommended.
Very informative and knowledgeable.
Tom and his team are amazing! They truly have your best interest in mind
JOY Case
JOY Case
Tom is wise, informed, knowledgeable, current, kind and very helpful. I would recommend he and his service to anyone requiring support with corporate dealings.
Matt Buccieri
Matt Buccieri
I read a blog by Tom about the ceba loan and at the bottom was his number and said call for a free consultation. I was shocked to get a call back the same day. He spent half an hour with me to give me the knowledge about how ceba and corporations work. I am so grateful to have stumbled on his blog. Thank you Tom
Colin Duckworth
Colin Duckworth
I have had the pleasure of dealing with Tom on two occasions. Tom assisted me in making a proposal to a credit card company to make principal payments only, no interest, with a fixed monthly payment till the balance due was paid off. Then he recently assisted me with a bankruptcy, as I was in major financial problems, as I result of my own irresponsible money management. Tom and Billie Jo, have always been very professional, very polite on the phone and very caring, understanding people. Tom has given me a lot of tools to make my financial life much easier to handle and deal with. I would like to thank both Tom and Billie Jo for all their support and guidance and would recommend Tom Locke Consultants Inc. to anyone.
David Hewitt
David Hewitt
Spoke with Tom today about CEBA loans, very informative , I will definitely be in touch again if any more questions or issues arise! Very glad I called Tom!!
EJ Martin
EJ Martin
Great customer service and advice. Tom I really appreciated your help and expertise. I can not thank you enough for your support.
Kevin Jones
Kevin Jones
Super professional. They actually care. Always answer their phones for guidance. Truly a good place to out trust into. Tom lock and his assistant Billie jo are great people. Aswell as great doing what they do!

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Trustees shall be honest and impartial and shall provide to interested parties full and accurate information as required by the Act with respect to the professional engagements of the trustees.

Rule 39 of the Bankruptcy & Insolvency Act

We Are Your Local, Three Best Rated, LIT Firm

There are only a few Licensed Insolvency Trustee firms with head offices in London, some firms have client offices in London but administer the files remotely from other locations. The advantage of dealing with a local firm is that you can drop in any time.

We also service Southwestern Ontario, including Woodstock, Windsor, Sarnia and Chatham with one phone number (519) 646-2222 making us easy to reach.

Virtual Services

Effective January 1, 2022 Licensed Insolvency Trustees are permitted to use virtual platforms like Zoom to witness clients signing and attesting documents.  Licensed Insolvency Trustees are licensed by the Federal Government but had previously been restricted to taking on files in areas in which they maintain offices.

We will help you

  • Get out of debt
  • Set monthly payments you can afford
  • Learn to balance your budget
  • Stop legal actions
  • Remove garnishees from wages
  • Keep your assets
  • Provide you with good information
  • With money management tips and advice

Credit Top Tips

Credit and debt are the same thing – they are just different terms if you don’t want debt don’t use credit.