Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
Settle for less?
Some creditors will settle for less, much less in fact, that they are owed, just to get delinquent accounts off the books.
Proposal or Bankruptcy
Read this Q & A to get some good information about the differences between proposals and bankruptcies.
COVID Business Help
Small business owners, struggling to make ends meet, should not just consider the extremes of bankruptcy or more debt as the only options for survival. Think about a...read more
WE ARE OPEN TO PROVIDE VIRTUAL SERVICES DURING THE COVID SHUTDOWN