Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
CERB Overpayments – Insolvency
CERB overpayments are going to be an important topic in the next year for millions of Canadians. The Federal Government’s handling of the CERB benefit has resulted in many...read more
Fraud and Bankruptcy
Debts incurred by proven fraud are not dischargeable in a bankrupt. Fortunately, fraud is not simply an allegation away, it must be proven.
When it’s over…
The great lockdown has been a game changer on many fronts. It has been a wake up call to the ravages of a virus and to the misinformation...read more
WE ARE OPEN TO PROVIDE VIRTUAL SERVICES DURING THE COVID SHUTDOWN