Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
Debt Freedom Plan
What is a Debt Freedom Plan: A debt freedom plan is exactly what it sounds like, a plan to help you get, and remain debt free. Get out from under...read more
You, or someone you know, may be in a debt crisis, or have one pending. The IMF (International Monetary Fund) is warning of another global financial collapse. A debt...read more
Well that sounds like a plan, let’s all budget better! It’s easy enough to say but challenging to implement. Just think of all the expenses you have that are...read more