
Consumer Proposal
A Consumer Proposal allows you reduce the face value of your debt, stop interest and make new payment arrangements.

Division One Proposal
Division One Proposals are for Companies, as well as for individuals who owe more than $250,000 excluding a mortgage on a principal residence.

Debt Settlement
Debt settlements usually rely on a lump sum payment, but sometimes can involve regular payments.

Bankruptcy
Bankruptcy is a great option for people facing debt problems. A bankruptcy can eliminate almost every kind of debt.
Our commitment to you
From the very first meeting we are working to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
About Us
Locke Consulting Inc.
We are a full-service insolvency firm practicing in Southwestern Ontario, providing services to consumers and small businesses with challenging debt problem.
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Article Highlights
Consumer Proposals Help Ontario Homeowners
Consumer proposals help Ontario homeowners, perhaps far more than may be expected. Reduce your debts and stay in your home.
Consumer (Proposal) Protections
The Bankruptcy & Insolvency Act does provide a number of consumer protections for people filing consumer proposals.