111 Waterloo Street, Suite 310
London, ON N6B 2M4
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Active Intervention

Active intervention is where we call your creditors to help sort out payments or other misunderstandings. 519-646-2222

Debt Settlement

Debt settlements usually rely on a lump sum payment, but sometimes can involve regular payments. 519-646-2222

Person filling out information on a formal proposal

Formal Proposal

A formal proposal allows you reduce the face value of your debt, stop interest and make new payment arrangements.

Young woman happy to be out of debt


Bankruptcy is a great option for people facing debt problems. A bankruptcy can eliminate almost every kind of debt. 519-646-2222

What We Do

From the very first meeting we are working to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.

About Us

Locke Consulting Inc.

We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.


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Our Team

Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.


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Debt Repayment

How much do you currently owe?

How much can you pay per month?

Complete the above form to see how long until you are debt free!

Would you like your debt paid off faster?
Call us to learn how we can help.

Request Free Consultation

Article Highlights

Viable Proposal – scenarios

Proposals are not all formula driven, although we see all kinds of advertisements suggesting you will only need to repay 20% of your debts - there is a more

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Recession – is it coming, how will it impact you?

Recessions come and go and threats of recession occur with a much higher frequency than actual recessions.

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Bankruptcy – things that increase the costs

The costs and consequences of filing bankruptcy have changed and with those changes fewer people are filing bankruptcy as a means to solve debt problems.

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