Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
Easy credit has tremendous appeal to the broke, broken and downtrodden, but at what cost?
Houses in Bankruptcy
Real property values have seen explosive growth in some markets in recent years. Requiring trustees to review the assessed values prior to discharge. To avoid surprises many...read more
Budgets and budgeting
Budgets and budgeting are intrinsically associated with filing an insolvency proceeding. Canadians, generally, are not very good at budgeting, but poorer people are better than wealthier people.