Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
Getting through COVID – Part II (avoid perpetual debt)
Getting through COVID is uncharted territory for all of us. Stay home and wash your hands to preserve your physical health, and reach out to a Licensed Insolvency...read more
Getting through COVID – Part I
The COVID virus is impacting everyone's life. From the way we work through to every social interaction we have. There are essentially two facets, health and economy...read more
How will I pay my bills?
COVID-19 may be the least of many family's worries - loss of employment, reduction in available working hours and lack of benefits will put many behind the eight ball.