111 Waterloo Street, Suite 310
London, ON N6B 2M4
Person filling out information on a formal proposal

Consumer Proposal

A Consumer Proposal allows you reduce the face value of your debt, stop interest and make new payment arrangements.

People on conference call

Division One Proposal

Division One Proposals are for Companies, as well as for individuals who owe more than $250,000 excluding a mortgage on a principal residence.

Debt Settlement

Debt settlements usually rely on a lump sum payment, but sometimes can involve regular payments.

Young woman happy to be out of debt


Bankruptcy is a great option for people facing debt problems. A bankruptcy can eliminate almost every kind of debt.

Our commitment to you

From the very first meeting we are working to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.

About Us

Locke Consulting Inc.

We are a full-service insolvency firm practicing throughout Southwestern Ontario, we provide services to consumers and small businesses assisting them with challenging debt problems.


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Our Team

Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.


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Debt Repayment

How much do you currently owe?

How much can you pay per month?

Complete the above form to see how long until you are debt free!

Would you like your debt paid off faster?
Call us to learn how we can help.

Request Free Consultation

Article Highlights

Debt Roulette at El Casino del Banco – the house always wins:

Debt Roulette - that's basically what you are playing when you head into the Casino del Banco, debt is often a gamble. Consumers are usually unaware of more

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Bankruptcy is Great!

Bankruptcy is great for providing protection from actions by creditors, eliminating debt and creating a fresh start.

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How To File a Proposal – step by step

How to file a proposal - it's probably much easier than you might expect. The process always starts with a free initial consultation.

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