Sometimes we can help by making a few phone calls or just helping you to understand your options better, offering tips and solutions or making good referrals.
We may be able to work out a settlement with your creditors to reduce your debts to one lump sum amount or reasonable payment terms.
A proposal filed by an Insolvency Trustee brings all your creditors to the table to discuss new payment arrangements and it protects you from legal actions.
Bankruptcy is a great option for many people facing debt problems, it is usually faster and cheaper than making a proposal and very effective.
What We Do
From the very first meeting we are trying to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we mostly provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
"The list goes on and can be tailored to your specific situation or circumstances – traditional proposals are straight line payments such as $200 per month for sixty (60)...read more
This is not intended to be legal advice but rather a discussion of interpretation of the Execution Act. Speak to your Licensed Insolvency Trustee about his or her...read more
Spotting Fake News
Spotting fake news can be a real challenge for all but the suspicious and conspiracy minded among us. But it is important to check and back check information...read more