A Consumer Proposal allows you reduce the face value of your debt, stop interest and make new payment arrangements.
Division One Proposals are for Companies, as well as for individuals who owe more than $250,000 excluding a mortgage on a principal residence.
Debt settlements usually rely on a lump sum payment, but sometimes can involve regular payments.
Bankruptcy is a great option for people facing debt problems. A bankruptcy can eliminate almost every kind of debt.
Our commitment to you
From the very first meeting we are working to find the right solution for you and your family, we will follow through and help you every step of the way to financial health and a balanced budget.
Locke Consulting Inc.
We are a full-service insolvency firm practicing throughout Southwestern Ontario, we provide services to consumers and small businesses assisting them with challenging debt problems.
Get to know our team, we are dedicated professionals who strive to provide you with the best service we can.
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Debt Roulette - that's basically what you are playing when you head into the Casino del Banco, debt is often a gamble. Consumers are usually unaware of what...read more
Bankruptcy is Great!
Bankruptcy is great for providing protection from actions by creditors, eliminating debt and creating a fresh start.
How To File a Proposal – step by step
How to file a proposal - it's probably much easier than you might expect. The process always starts with a free initial consultation.