111 Waterloo Street, Suite 310
London, ON N6B 2M4


Right from the beginning of the initial consultation to your release from debt, we are with you every step of the way.  Our friendly staff are just a phone call away with answers to your concerns.  There truly is life after debt and we will advise you how to maximize your living after we have helped you to become debt and stress free.

Active Intervention

We can help you to deal with a collection agency or law firm acting for your creditors.  We will inform you of your rights and the rights of your creditors.  If you just need a letter, a phone call or an email to resolve a problem we can help.


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Debt Settlement

Debt Settlements can be a great way of eliminating older, statute barred, debts.  They can be used to help clean up your credit report and set you on the right path for success in your future endeavors.


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Formal Proposal

Formal Proposals bring your creditors to the table to discuss alternative solutions for your debt repayment.  While results vary based on your situation most clients repay only a small percentage of their debt.


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Your last resort may be your best choice for hard to solve debt problems – bankruptcies have a lower cost than proposals and are usually finished much more quickly, find out if a bankruptcy is right for you.


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Tom’s Top Tips

Stay away from cash stores – emergency loans are far too costly.