519-646-2222We Help Solve Debt Problems
We help people solve debt problems of all types. Our services are customized to fit your unique situation. We help you to understand your rights, from statute barred debts to dealing with collection agencies.
We help negotiate settlements with creditors, file a proposal (to reduce the face value of your debts to pennies on the dollar) with affordable monthly payments, or with the filing of a bankruptcy. In every scenario we help you get a fresh start and build back better.
We offer in-office client meetings, as well as telephone and Zoom meetings. Initial consultations are always free, and help us screen your situation to provide you with solutions to get you back on your feet.
Consumer Proposal
A Consumer Proposal allows you reduce the face value of your debt, stop interest and make new payment arrangements.
Division One Proposal
Division One Proposals are for Companies, as well as for individuals who owe more than $250,000 excluding a mortgage on a principal residence.
Debt Settlement
Debt settlements usually rely on a lump sum payment, but sometimes can involve regular payments.
Bankruptcy
Bankruptcy is a great option for people facing debt problems. A bankruptcy can eliminate almost every kind of debt.
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How to Start?
Call us today for your FREE consultation.
From our first contact we try to find the right solution for you and your family, we follow through and help every step of the way to financial health and a balanced budget.