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Category: Something to Think About

Rebuild Your Credit

June 5, 2019

We see that slogan everywhere “rebuild your credit” everyone seems to be using it from mortgage lenders through to used car salesmen.   But, caveat emptor (buyer beware) things may not be what they seem.  Usually when I hear the expression “rebuild your credit” the first thing that comes to mind is “high interest” and the […]

Living in Canada

May 27, 2019

Living in Canada is extremely challenging and not getting easier.  The cost of living continues to increase faster than incomes and taxation is not helping.  Adding the new carbon tax to the mix it is highly likely that Canadian consumers are paying more than half of their income in some form of taxation.  Paper, ordinary […]

Credit “Caution Debt Ahead”

April 11, 2019

You may have thought Venezuelans were in trouble, you already owe twenty-four (24) times more debt that them. What are you going to do about it?

Credit Card Business

April 8, 2019

The credit card business is one that everyone wants to be in on, including Apple (the computer guys).  Unfortunately, the banks have a virtual monopoly and make it challenging for anyone else to enter the playground. Here’s how the business works, in the simplest terms:  Lend someone something that doesn’t exist on terms of repayment […]

Credit Cards for Bankrupts

March 28, 2019

Credit is a whole lot easier to get following a bankruptcy or proposal filing than you might expect.