September 5, 2017

Bright and shiny helium filled balloons fill the room, they are filled with joy, happiness and hope.

Credit is very similar to brightly coloured party balloons.  When you have a line of credit and several credit cards, each has the promise of something desireable.  A vacation, new clothes, furniture, each credit limit is filled with promise, the notion of good things to come.

But just like the helium filled party balloons, that look so pretty and inspiring, when you use up the contents there is no more utility, you are just left with a mess, bits of broken rubber all over the floor, the party is over, you have a smashing headache and a mess to clean up.

It would be nice to be able to party every day of the week but you have to sort the aftermath of this one out before you can have another.