Category: Consumer Proposals

Three IMPORTANT Questions

May 18, 2023

As you are preparing for your intial consultation with us, please keep in mind these three important questions, and bring along as much information as you can.

Renegotiate your Proposal.

March 27, 2023

Proposals can be renegotiated after they have been filed and approved by creditors. If your situation has deteriorated or you have a significant, financial, material change talk to your LIT about convening a meeting of creditors to review the possibility of amending your original proposal.

The Debt Pool

February 15, 2023

Welcome to the Debt Pool – welcome to Canada. Canadian banks have their “newcomer programmes” where they provide free banking and $5,000 credit cards, without credit checks or income verification to new imigrants. Once they have you trapped in the debt pool they expect you to tread water for ever.

Debt Management Programme or Consumer Proposal

February 10, 2023

Get to know the differences between a Debt Management Programme and Consumer Proposal and which is best for you and your family.

How To File a Proposal – step by step

January 4, 2023

How to file a proposal – it’s probably much easier than you might expect. The process always starts with a free initial consultation.