Category: Consumer Proposals

Consumer Proposals Help Ontario Homeowners

Consumer proposals
September 5, 2023

Consumer proposals help Ontario homeowners, perhaps far more than may be expected. Reduce your debts and stay in your home.

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Consumer (Proposal) Protections

Tom Locke - Insolvency Trustee in London, Ontario
July 26, 2023

The Bankruptcy & Insolvency Act does provide a number of consumer protections for people filing consumer proposals.

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Insolvencies are Increasing.

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July 24, 2023

After three years of highly impactful reckless lending, insolvency rates are starting to return to normal filing levels. We anticipate a slight uptick in the new year.

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Compare Debt Solutions

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July 6, 2023

Use this blog article as a guidline to compare debt solutions.

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Save your Home – what you need to know!

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July 4, 2023

Canada’s first choice for debt solutions, a proposal, can help you save your home while managing debt.

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CEBA Update

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June 19, 2023

CEBA Update, time is running out for repayment and manys small businesses are likely to have serious financial problems – we can help!

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Three IMPORTANT Questions

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May 18, 2023

As you are preparing for your intial consultation with us, please keep in mind these three important questions, and bring along as much information as you can.

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Renegotiate your Proposal.

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March 27, 2023

Proposals can be renegotiated after they have been filed and approved by creditors. If your situation has deteriorated or you have a significant, financial, material change talk to your LIT about convening a meeting of creditors to review the possibility of amending your original proposal.

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The Debt Pool

Canada ranks high on debt level relative to income
February 15, 2023

Welcome to the Debt Pool – welcome to Canada. Canadian banks have their “newcomer programmes” where they provide free banking and $5,000 credit cards, without credit checks or income verification to new imigrants. Once they have you trapped in the debt pool they expect you to tread water for ever.

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Debt Management Programme or Consumer Proposal

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February 10, 2023

Get to know the differences between a Debt Management Programme and Consumer Proposal and which is best for you and your family.

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How To File a Proposal – step by step

Approved
January 4, 2023

How to file a proposal – it’s probably much easier than you might expect. The process always starts with a free initial consultation.

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The Power of a Proposal

Tom Locke - Insolvency Trustee in London, Ontario
December 16, 2022

We can help you experience the power of a proposal to your creditors we help you every step of the way from the initial negotiations through to the final payment.

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El poder de una propuesta

Tom Locke, Licensed Insolvency Trustee
December 16, 2022

Podemos ayudarlo a experimentar el poder de una propuesta a sus acreedores, lo ayudamos en cada paso del camino desde las negociaciones iniciales hasta el pago final.

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How to Keep your House

Drawing of house
December 8, 2022

Rates are still increasing and so are prices, and taxes. Many folks are in a financial survival mode right now. We have a few strategies to help you keep your house.

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Proposals are flexible

Why file a proposal or bankruptcy
December 7, 2022

Let us help you formulate a Proposal offering to your creditor – to reduce your payments to one affordable amount. 519-646-2222

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Call us – we can help!

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November 28, 2022

Call us, we can help you to budget better, we can help you to find a solution to problem debts, we can get onto an affordable monthly payment plan that will help you get out of debt.  Bankruptcy is not your only option, a Proposal to creditors is Canada’s #1 debt solution. You can call […]

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REDUCE YOUR DEBT TO PENNIES ON THE DOLLAR

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September 5, 2017

Reduce your debt to pennies on the dollar of the amount(s) you owe with a consumer proposal.

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BANKRUPTCY OR PROPOSAL

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September 5, 2017

Bankruptcy or proposal, we have the right solution for you and your family – get good information.

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REDUCE YOUR DEBT BY MORE THAN 90%

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September 5, 2017

We can help you reduce your debt, just call for a free consultation.

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