How to improve your credit score
Yes, you can improve your credit score – here are some simple tips
Do not max out your available credit
Make more than minimum monthly payments on your revolving debts
Be aware of your debt service ratio and stay under your upper threshold
Do not use high risk lenders such as payday loan companies or companies that charge 59.9% interest
Do not have too many credit lines
Pay all of your bills on time
Do not use one form of credit to pay for another
Avoid mortgaging credit card debt