Initial Consultation

July 26, 2018

Your initial consultation with our firm is completely free, so are most follow up appointments.  Some of our clients need more than one initial consultation, we promise not to rush you or try to rush you into making an important decision about dealing with your creditors.

During the initial consultation we will review all your options including your ability to handle your creditors on your own at no cost.  We will discuss the pros and cons of statutory versus non-statutory options.  Sometimes we may be able to help you with advice on handling collection calls or be able to act as an intermediary to help you solve a problem.  We can help you set up and understand how to budget better and we can present various statutory options, such as proposals or bankruptcies.

In any event, during the initial consultation stage we will do our best to ensure you have the information you require to make the best decision for yourself and your family.  During the initial consultation it would be helpful if you could bring along as much information as you can about your current financial situation.  The more information we have, the better the advice we can give you.

Information such as recent credit statements, a copy of your ID and your vehicle ownership, details about pension, RSP, insurance and other investment policies as well as mortgage details and recent paystubs are the type of things we will be looking for.  Of course, if you are in a financial crisis we would be happy to do an initial consultation without that information and set up a follow up meeting allowing your time to get it all together.

For your free initial consultation in one of our offices in either, Chatham, London, Sarnia or Woodstock just call 519-646-2222 or email suggest the best date and time and we will do our best to accommodate your needs.