How will I pay my bills?

COVID-19 may be the least of many family’s worries – loss of employment, reduction in available working hours and lack of benefits will put many behind the eight ball.
Cash Flow your Debts

It is important to stop cash flowing debts and to start paying them off – but it may be even more important to understand and recognize the difference.
Real Estate Bubble

The real estate bubble has been described as one of the biggest threats to the Canadian economy. The Toronto housing market has been identified as the second largest housing bubble in the world. The thing about bubbles is that sooner or later they all either collapse under their own weight or they burst.
Your house is not an ATM

Your house is not an ATM but if you treat it as if it is you run the risk of losing it altogether. You can’t simply keep pulling money out and expect that it will replenish itself.
Impulse Spending

Impulses and habits are very similar, they both work on us subconsciously and compel, or ilicit, certain types of behaviour. Impulsiveness isn’t always bad – sometimes it’s very rewarding, maybe that’s a part of the problem.