Blog Articles

How’s Biz?

July 20, 2020

That’s a question that I ask a lot of people in casual conversation – “hey, how’s biz?” the answer usually tells me something about the nature of their business or the seasonality.  Lately though it has been a tough question to ask, business owners have trouble reaching for stock answers – “we’re really busy” or […]

Read more

Who can help:

July 15, 2020

Who can help and how can they help when you are faced with difficult debt problems?

Read more

CERB Overpayments – Insolvency

June 22, 2020

CERB overpayments are going to be an important topic in the next year for millions of Canadians.  The Federal Government’s handling of the CERB benefit has resulted in many people receiving benefits they should not, or ought not, to have had.  Our office has heard of several cases of long term ODSP recipients who have […]

Read more

Fraud and Bankruptcy

June 4, 2020

Debts incurred by proven fraud are not dischargeable in a bankrupt. Fortunately, fraud is not simply an allegation away, it must be proven.

Read more

Small Business Solutions

May 11, 2020

Small Businesses need solutions to debt and cashflow challenges. LITs are perfectly positioned to provide technical expertise to help negotiate you through turbulent times. Call today for your free consultation: 519-646-2222

Read more

COVID Debt Solutions

May 1, 2020

COVID Debt Solutions are available. call us at 519-646-2222 for a free consultation to discuss your options. A Consumer Proposal or a Bankruptcy may provide you and your family with the relief and financial security you need.

Read more

Getting through COVID

April 1, 2020

The COVID virus is impacting everyone’s life. From the way we work through to every social interaction we have. There are essentially two facets, health and economy that are being his the hardest. In this two part blog we try to speak to each offering some insights and considerations.

Read more

How will I pay my bills?

Jars with credit cards
March 17, 2020

COVID-19 may be the least of many family’s worries – loss of employment, reduction in available working hours and lack of benefits will put many behind the eight ball.

Read more

Cash Flow your Debts

March 5, 2020

It is important to stop cash flowing debts and to start paying them off – but it may be even more important to understand and recognize the difference.

Read more

Real Estate Bubble

February 26, 2020

The real estate bubble has been described as one of the biggest threats to the Canadian economy. The Toronto housing market has been identified as the second largest housing bubble in the world. The thing about bubbles is that sooner or later they all either collapse under their own weight or they burst.

Read more

Your house is not an ATM

February 14, 2020

Your house is not an ATM but if you treat it as if it is you run the risk of losing it altogether. You can’t simply keep pulling money out and expect that it will replenish itself.

Read more

Impulse Spending

February 13, 2020

Impulses and habits are very similar, they both work on us subconsciously and compel, or ilicit, certain types of behaviour. Impulsiveness isn’t always bad – sometimes it’s very rewarding, maybe that’s a part of the problem.

Read more

Trust the Media?

February 13, 2020

When you take a closer look at the data you will find that recent reports are exagerting the rise in consumer insolvenicies. In reality, insolvency filings are lagging significantly behind lending trends.

Read more

Bankruptcy Stereotypes

February 10, 2020

Stereotypes help us negotiate the world around us, stereotypes aren’t as abitrary as our acceptance of them – when they are positive we embrace them, when they are negative we appall them.

Read more

Savings or Irregular Expenses

February 7, 2020

Do you know the difference between putting money away as savings and retaining money in your mbank account for irregular expenses. They seem similar but are quite different.

Read more

Credit Counselling

February 3, 2020

Credit Counselling can be a very helpful tool, but obligatory attendance isn’t enough, to be effective it requires active participation.

Read more

Compound Interest

January 29, 2020

TD Bank recently announced it will be using compound interest on its credit card portfolio. Other banks are sure to follow suit – be aware of the impact.

Read more

Driving Affordability

January 7, 2020

Driving affordability is something that should form a part of everyone’s budget. Even in our biggest cities public transit is expensive and extremely inefficient.

Read more

Get Ready

January 3, 2020

Are you ready to pay your credit card bills? If you are struggling we can help – let’s start with a free consultation.

Read more

Debt Consultants

December 30, 2019

Don’t bring out the clowns when you need serious help with problem debt – get professional help.

Read more