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London, ON N6B 2M4

Best Credit Card

September 13, 2018

The best credit card for you might be the one with the highest interest rate, if you don’t carry balances from month to month.  If you do carry balances from month to month then of course the best credit card for you might be one with one with a lower interest rate or better repayment […]

Will I Lose My Car?

September 10, 2018

When people are considering their options under the Bankruptcy and Insolvency Act they often ask “will I lose my car?”.  The answer is based on circumstantial information (your particular set of circumstances that is) that we may not have.  The short answer is “probably not” although it may be “it depends”.  If you have ceased […]

A Trustee’s Perspective

September 6, 2018

Let’s talk about a Trustee’s perspective on the difference between a proposal and a bankruptcy filing.  Trustee’s are businesspeople, like other entrepreneurs Trustee’s are in the business of making money.  There are limited ways any business can make money, it can increase sales, decrease costs or do a combination of the two. From a Trustee’s […]

DIY Debt Settlement

August 30, 2018

You can arrange to settle your debts yourself, using our DIY Debt Settlement process.  The steps are quite simple, but it is important to understand that creditors are not simply going to give up on collection activities if they still have options. If your creditors have reason to believe that they may still collect the […]

Bankruptcy Options

August 29, 2018

There are options before and after filing for bankruptcy.  Bankruptcy options include the filing of a proposal before filing a bankruptcy, if successful a bankruptcy may not be necessary.  A bankrupt individual can also file a proposal to get out of a bankruptcy if their situation improves.  People who already have one or more bankruptcies […]