111 Waterloo Street, Suite 310
London, ON N6B 2M4

Interest Rates

June 7, 2019

Collapsing RSPs is no panacea for first time home buyers. Our advice is “don’t do it” – the long term implications can be dire. The biggest beneficiaries are the lenders not the borrowers.

Rebuild Your Credit

June 5, 2019

We see that slogan everywhere “rebuild your credit” everyone seems to be using it from mortgage lenders through to used car salesmen.   But, caveat emptor (buyer beware) things may not be what they seem.  Usually when I hear the expression “rebuild your credit” the first thing that comes to mind is “high interest” and the […]

Living in Canada

May 27, 2019

Living in Canada is extremely challenging and not getting easier.  The cost of living continues to increase faster than incomes and taxation is not helping.  Adding the new carbon tax to the mix it is highly likely that Canadian consumers are paying more than half of their income in some form of taxation.  Paper, ordinary […]

No More Debts

May 15, 2019

Just imagine having no more debts, being and living completely debt free.  It seems that such a notion is impossible, unless you have a very significant income stream.  Debt is a bi-product of poverty and as poverty grows so does debt. It is inconceivable that people would simply go into debt because “it’s cool” or […]

Second Mortgage

April 23, 2019

Second mortgages sound like a good idea but they can have serious pitfalls. Meet with a Licensed Insolvency Trustee before you commit to something you may regret later.