CREDIT CARDS SHOULD NOT REPLACE INCOMES
Here’s the test. Can you pay off – not just down but completely OFF – all of your credit cards and lines of credit over the next twelve months?
If you answered “NO” then you have already started to replace your income with credit cards or “DEBT” – you are in debt so far that you need to take immediate steps to change your lifestyle.
…If you can’t afford to buy it, “don’t”! If you can’t “pay off” your credit cards in the next two or three months STOP using them!
If you are using one credit card to pay another it really is time for us to have a chat – call my office for a free consultation we can help you to get your debt addiction under control!