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London, ON N6B 2M4

Non-Bankruptcy solutions

April 18, 2018

We have non-bankruptcy solutions for your debt problems. The most common of these is a consumer proposal. A consumer proposal is a statutory option that can be a great fit for some folks – check through previous blogs for more details. Aside from a proposal there are other options available – the most important of […]

Control Your Spending

April 17, 2018

Sounds easy enough doesn’t it? If only you simply control your spending you’d doubtless be somewhat better off than you are. I speak to a range of people about debt and money management from the ultra conservative to the lackadaisical. The conservatives can be very critical of lifestyle – “they really don’t need a smart […]

Another CRA Hoax

April 13, 2018

Sadly, there is another CRA hoax going around – please read below – if this message shows up in your email delete it, do not respond to it and do not follow any links. It is NOT from the CRA. “Canada Revenue Agency After the final 2017 annual calculations of your fiscal activity we have […]

Improve my credit rating

April 10, 2018

How can I improve my credit rating? That is a question we are often asked by people who recently dealt with their debts through a proposal or bankruptcy filing. Credit ratings are generated based on a variety of information reported by members of the credit reporting agencies. If I want to improve my credit rating […]

Co-Signing debts

April 5, 2018

Co-signing debts can be very problematic for the co-signer. Usually a debt is co-signed with the best of intentions most often for a family member. It is common to co-sign for a spouse or a child and sometimes people will also co-sign for friends. Everything is good if the borrower is living up to his/her […]

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