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London, ON N6B 2M4

Proposals to Creditors

March 26, 2019

Proposals to creditors are more popular than bankruptcies, in fact more than half of all insolvency filings are proposals.  But why the surge from behind?  Until about five years ago most consumers chose to file bankruptcies over proposals. Several things have happened to bring about the change, recidivism, surplus income, property valuation and trustee fees […]

Buy a house after bankruptcy

February 27, 2019

Sure, you can buy a house after bankruptcy. Of course you must be discharged and some conditions may apply.

Spousal Debts

February 25, 2019

Quite often people become liable for spousal debts, deliberately and ironically at the same time inadvertently.   Sometimes, a spouse may help their partner re-establish credit by co-signing for them on a loan of credit card.  At other times the spouses may feel that they can trust each other and should be able to manage the […]

The “Friend-Lend”

February 21, 2019

The friend-lend, lending money to friends or relatives is never advisable – here’s why.

Government Debt Reduction

February 19, 2019

Many people still mistakenly believe there is no government debt reduction plan available. Contact us for more information: 519-646-2222