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No More Debts

May 15, 2019

Just imagine having no more debts, being and living completely debt free.  It seems that such a notion is impossible, unless you have a very significant income stream.  Debt is a bi-product of poverty and as poverty grows so does debt. It is inconceivable that people would simply go into debt because “it’s cool” or […]

Second Mortgage

April 23, 2019

Second mortgages sound like a good idea but they can have serious pitfalls. Meet with a Licensed Insolvency Trustee before you commit to something you may regret later.

Credit “Caution Debt Ahead”

April 11, 2019

You may have thought Venezuelans were in trouble, you already owe twenty-four (24) times more debt that them. What are you going to do about it?

Bankruptcy is Good

April 11, 2019

Despite all the stigma, bankruptcy is good for helping you solve debt problems.  In fact, bankruptcy is one of the best tools in your arsenal for solving difficult debt problems.  It’s cheaper than filing a proposal, it usually doesn’t linger as long on your credit report as a proposal typically will. Another reason bankruptcy is […]

Credit Card Business

April 8, 2019

The credit card business is one that everyone wants to be in on, including Apple (the computer guys).  Unfortunately, the banks have a virtual monopoly and make it challenging for anyone else to enter the playground. Here’s how the business works, in the simplest terms:  Lend someone something that doesn’t exist on terms of repayment […]