Address
111 Waterloo Street, Suite 310
London, ON N6B 2M4

Mortgage funds are available

June 7, 2018

Yes, mortgage funds are available for people of most income levels. The interest rates and terms may be different for people with lower or less stable incomes, such as self-employed people, but mortgage funds are available from different lenders. We have been advised by lending industry representatives that there are new challenges facing people who […]

Proposals can be varied

May 29, 2018

Did you know that the terms of consumer proposals can be varied? That’s right consumer proposals can be varied to allow for an adjusted payment schedule. It does not serve either your interests, or the interests of your creditors to sabotage your proposal by forcing you to continue to make payments that you can’t afford. […]

How proposals work

May 24, 2018

LIT Files Proposal: Proposals can only be made to your creditors through a Licensed Insolvency Trustee.  Understanding how proposals work is quite simple. Assessment: The trustee assesses your situation too determine how much you can afford to pay to your creditors and suggests a payment arrangement based on your capacity to pay. Voting on Proposal: […]

Removing a garnishee of wages

May 22, 2018

We can help you with removing garnishees of wages or salary. Creditors will not usually voluntarily remove garnishes of wages. Some people are afraid of losing their jobs if they are garnisheed and some will quit work because the garnishee can bite into their incomes. The quickest way to get rid of a garnishee is […]

Doom and gloom – economic predictions

May 17, 2018

We hear them all the time, doom and gloom – economic predictions.  The media reports consumer debt is at an all time, every year it’s the same story.  They also tell us that Canadians are liquidating RSPs and other pension type savings vehicles to pay bills.  Incomes are going down year over year while taxes […]

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