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Bankruptcy is Important

September 19, 2018

It may sound strange like a strange thing to say but bankruptcy is important, very important.  Our whole economic system has changed very dramatically over the last one hundred years.  My grand parents bartered with their farmer neighbours for goods and services.  In fact, right up until the late 1940’s, much of our economy was […]

Banking in Canada

September 18, 2018

Banking in Canada has changed dramatically over the past several decades.  The greatest changes have been in the delivery of services to bank clients.  Banks have changed from trusted institutions to high pressure financial sales outlets, and these changes have been well documented by national media outlets. Major banks including TD and RBC banks have […]

Best Credit Card

September 13, 2018

The best credit card for you might be the one with the highest interest rate, if you don’t carry balances from month to month.  If you do carry balances from month to month then of course the best credit card for you might be one with one with a lower interest rate or better repayment […]

Will I Lose My Car?

September 10, 2018

When people are considering their options under the Bankruptcy and Insolvency Act they often ask “will I lose my car?”.  The answer is based on circumstantial information (your particular set of circumstances that is) that we may not have.  The short answer is “probably not” although it may be “it depends”.  If you have ceased […]

A Trustee’s Perspective

September 6, 2018

Let’s talk about a Trustee’s perspective on the difference between a proposal and a bankruptcy filing.  Trustee’s are businesspeople, like other entrepreneurs Trustee’s are in the business of making money.  There are limited ways any business can make money, it can increase sales, decrease costs or do a combination of the two. From a Trustee’s […]

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