Category: Something to Think About

The Corporate Paradox

Tom Locke - Insolvency Trustee in London, Ontario
November 11, 2021

Corporations have some benefits and some drawbacks, briefly descirbed in this blog. Assigning a small, closely held corporation can, at times, be unnecessary and costly.

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Election Results – What Now?

Locke Consulting sign
September 22, 2021

The election solved nothing for Canadians, a few seats were shuffled, but things remain substantially the same.

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Residential Capital Gains Tax

September 10, 2021

The government has proposed a residential home sales capital gains tax. How would that impact you and your family?

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Vote – it is more than a “right”

Tom Locke - Insolvency Trustee in London, Ontario
September 8, 2021

Canadians are facing a pivotal and challenging election, the political divide is wide but it is imperative we come together and get this right. Get out and vote!

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Residential Capital Gains

Jars with credit cards
August 27, 2021

There has been a lot of buzz in the media about the proposed capital gains tax on primary residences.

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Low Interest – Get Ahead

Man walking down street
August 24, 2021

Canada, both as a nation and as a people is in a debt crisis. Debt is being shuffled around instead of resolved, this blog speaks to part of the problem.

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Budgeting – Tips and Tricks

July 20, 2021

Are you and your family struggling to make it through each month? Here are a few simple tips and tricks to help you get on the right track and stay there.

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Great Reset and Credit Kiting

July 15, 2021

Consumer proposals allow you to get a great reset of your debt. Stop kiting your debt from one credit card to another and get a real solution.

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Inflation is Real

Jars with credit cards
June 17, 2021

Canadians could soon be facing really serious economic challenges – living costs and incomes are becoming more and more disparate.

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Hyperinflation

June 2, 2021

With rising costs, ever increasing debt loads, massive unemployment and decreasing wages, hyperinflation is among us.

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FREE Mug with Every Bankruptcy?

coffee mug
May 27, 2021

To claim your free coffee mug simply read and respond to this blog.

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Canadian Debt Growing

Locke Consulting sign
May 26, 2021

Canadians are in a pickle with exponential debt growth, both national debt and consumer debt. The government is driving debt up either by action or inaction.

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Your Debts

Locke Consulting sign
May 19, 2021

People’s debt comes in all shapes and sizes – when it becomes a problem – we can help.

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Trump was never bankrupt

close up of book
May 6, 2021

Donald Trump remains a lightning rod for negattive media attention. While he is not really the topic of this blog hopefully invoking his name will attract readers.

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What happens when it’s over?

April 22, 2021

That is an intriguing question, what will happen when it’s over?  The CERB has been running for a year and a half – projected to end in September 2021, but what will happen then?  Will the $2,000 per month benefit be replaced with UBI (Universal Basic Income)?  Really that is just shifting the name of […]

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Mortgage Penalties

February 12, 2021

There are all sorts of penalties associated with mortgage defaults, most are legal, some are not.

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Buying a Home

February 1, 2021

Bad credit, no credit roll up, roll up, get your house today… Seems that way until you start getting into the details – and you find that your credit report is holding you back – we can help.

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I owe CERB – what can I do?

January 8, 2021

Admidst rife speculation is emerging a new reality about the re-shaping of our economy. Like it or not, things are changing globably and it will not be good for the majority of people.

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Canadian Wealth – Imaginary Assets

December 23, 2020

What is your net worth? Add up the value of everything you own and deduct the cost of selling it and repaying all of your debts – what’s left, that is your net worth.

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The Great Reset – what does it mean for you?

November 20, 2020

The Great Reset has been getting a lot of media attention lately – formerly the thing of conspiracy theorists the idea of a globalist revision is now in the mainstream. Here are some thoughts and links to discussion points.

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