Category: Something to Think About

Do This Now

Tom Locke - Insolvency Trustee in London, Ontario
March 18, 2022

The time to deal with your debt is at hand, if you do not deal with your debt yourself, your debt may deal with you and it could be even worse.

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The Changing Face of Insolvency

Tom Locke - Insolvency Trustee in London, Ontario
March 10, 2022

From the Bankruptcy Act of 1919 to the Bankruptcy & Insolvency Act of 2022 insolvency has changed and so has our knowledge and understand of the laws that guide the process. We are up to date so you don’t need to be – call 519-626-2222

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It is Time to Slow Down

Locke Consulting sign
February 13, 2022

Canadians are carrying far more debt than many realize – it is time to slow down, stop wasteful spending and take the time it takes to move forward with life.

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Being a Millionaire

A five million Mark bill from 1930's Germany
November 25, 2021

Being a millionaire doesn’t mean what it used to.

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Use it to Build it!

Jars filled with cut up credit cards
November 22, 2021

To get your credit score up you must use credit, having credit and not using it does little to build a history.

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The Corporate Paradox

Tom Locke - Insolvency Trustee in London, Ontario
November 11, 2021

Corporations have some benefits and some drawbacks, briefly descirbed in this blog. Assigning a small, closely held corporation can, at times, be unnecessary and costly.

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Election Results – What Now?

Locke Consulting sign
September 22, 2021

The election solved nothing for Canadians, a few seats were shuffled, but things remain substantially the same.

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Residential Capital Gains Tax

September 10, 2021

The government has proposed a residential home sales capital gains tax. How would that impact you and your family?

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Vote – it is more than a “right”

Tom Locke - Insolvency Trustee in London, Ontario
September 8, 2021

Canadians are facing a pivotal and challenging election, the political divide is wide but it is imperative we come together and get this right. Get out and vote!

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Residential Capital Gains

Jars with credit cards
August 27, 2021

There has been a lot of buzz in the media about the proposed capital gains tax on primary residences.

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Low Interest – Get Ahead

Man walking down street
August 24, 2021

Canada, both as a nation and as a people is in a debt crisis. Debt is being shuffled around instead of resolved, this blog speaks to part of the problem.

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Budgeting – Tips and Tricks

July 20, 2021

Are you and your family struggling to make it through each month? Here are a few simple tips and tricks to help you get on the right track and stay there.

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Great Reset and Credit Kiting

July 15, 2021

Consumer proposals allow you to get a great reset of your debt. Stop kiting your debt from one credit card to another and get a real solution.

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Inflation is Real

Jars with credit cards
June 17, 2021

Canadians could soon be facing really serious economic challenges – living costs and incomes are becoming more and more disparate.

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Hyperinflation

June 2, 2021

With rising costs, ever increasing debt loads, massive unemployment and decreasing wages, hyperinflation is among us.

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FREE Mug with Every Bankruptcy?

coffee mug
May 27, 2021

To claim your free coffee mug simply read and respond to this blog.

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Canadian Debt Growing

Locke Consulting sign
May 26, 2021

Canadians are in a pickle with exponential debt growth, both national debt and consumer debt. The government is driving debt up either by action or inaction.

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Your Debts

Locke Consulting sign
May 19, 2021

People’s debt comes in all shapes and sizes – when it becomes a problem – we can help.

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Trump was never bankrupt

close up of book
May 6, 2021

Donald Trump remains a lightning rod for negattive media attention. While he is not really the topic of this blog hopefully invoking his name will attract readers.

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What happens when it’s over?

April 22, 2021

That is an intriguing question, what will happen when it’s over?  The CERB has been running for a year and a half – projected to end in September 2021, but what will happen then?  Will the $2,000 per month benefit be replaced with UBI (Universal Basic Income)?  Really that is just shifting the name of […]

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