519-646-2222Category: Something to Think About
FREE Mug with Every Bankruptcy?
Canadian Debt Growing
Canadians are in a pickle with exponential debt growth, both national debt and consumer debt. The government is driving debt up either by action or inaction.
Read moreYour Debts
People’s debt comes in all shapes and sizes – when it becomes a problem – we can help.
Read moreTrump was never bankrupt
Donald Trump remains a lightning rod for negattive media attention. While he is not really the topic of this blog hopefully invoking his name will attract readers.
Read moreWhat happens when it’s over?
That is an intriguing question, what will happen when it’s over? The CERB has been running for a year and a half – projected to end in September 2021, but what will happen then? Will the $2,000 per month benefit be replaced with UBI (Universal Basic Income)? Really that is just shifting the name of […]
Read moreMortgage Penalties
There are all sorts of penalties associated with mortgage defaults, most are legal, some are not.
Read moreBuying a Home
Bad credit, no credit roll up, roll up, get your house today… Seems that way until you start getting into the details – and you find that your credit report is holding you back – we can help.
Read moreI owe CERB – what can I do?
Admidst rife speculation is emerging a new reality about the re-shaping of our economy. Like it or not, things are changing globably and it will not be good for the majority of people.
Read moreCanadian Wealth – Imaginary Assets
What is your net worth? Add up the value of everything you own and deduct the cost of selling it and repaying all of your debts – what’s left, that is your net worth.
Read moreThe Great Reset – what does it mean for you?
The Great Reset has been getting a lot of media attention lately – formerly the thing of conspiracy theorists the idea of a globalist revision is now in the mainstream. Here are some thoughts and links to discussion points.
Read moreLocal, Trusted and Fully Licensed
Southwestern Ontario’s local, trusted and fully licensed insolvency trustee.
Read moreBankruptcy = Opportunity
It’s hard for many people to think in such terms but in fact filing a bankruptcy provides a great new opportunity. Long before we had a bankruptcy regime few people had access to debt (credit) mostly the wealthy loaned money to other wealthy people. There were few written contracts, most people couldn’t read and write […]
Read moreUnderstand the basics
We feel that it is important that you should understand the basics when you are thinking about filing a bankruptcy or a proposal. Here are some basic terms to help you along. People who owe money are called “debtors”, people who cannot pay their bills as the become due or who could not pay their […]
Read moreI don’t want to go bankrupt
We hear that from almost every person we meet – “I don’t want to go bankrupt”. Let’s face it no one wants to go bankrupt it is not a part of anyone’s life plan: “I’ll get an education, get married, have kids, become involved in my community, buy a house, invest for retirement, go bankrupt” […]
Read moreDebt Check Up
Feeling overwhelmed yet? Debt problems can be a source of frustration and family feuds. Get your free debt check up today. call 519-646-2222
Read moreCERB Overpayments – Insolvency
CERB overpayments are going to be an important topic in the next year for millions of Canadians. The Federal Government’s handling of the CERB benefit has resulted in many people receiving benefits they should not, or ought not, to have had. Our office has heard of several cases of long term ODSP recipients who have […]
Read moreGetting through COVID
The COVID virus is impacting everyone’s life. From the way we work through to every social interaction we have. There are essentially two facets, health and economy that are being his the hardest. In this two part blog we try to speak to each offering some insights and considerations.
Read moreCash Flow your Debts
It is important to stop cash flowing debts and to start paying them off – but it may be even more important to understand and recognize the difference.
Read moreImpulse Spending
Impulses and habits are very similar, they both work on us subconsciously and compel, or ilicit, certain types of behaviour. Impulsiveness isn’t always bad – sometimes it’s very rewarding, maybe that’s a part of the problem.
Read moreDriving Affordability
Driving affordability is something that should form a part of everyone’s budget. Even in our biggest cities public transit is expensive and extremely inefficient.
Read more