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Category: Tips for Money Management

Control Your Spending

April 17, 2018

Sounds easy enough doesn’t it? If only you simply control your spending you’d doubtless be somewhat better off than you are. I speak to a range of people about debt and money management from the ultra conservative to the lackadaisical. The conservatives can be very critical of lifestyle – “they really don’t need a smart […]

Support Payments

March 28, 2018

Filing a bankruptcy or consumer proposal will not help solve support payment arrears. The debt will survive the proceeding and you will need to keep paying that bill. Similarly, if you are receiving support payments they will be considered as a part of your family’s income throughout the proceeding. Support payments can affect the amount […]

Problems with the CRA

March 16, 2018

Most Canadians can lay claims to having had some problems with the CRA. Some problems are way worse than others, as evidenced by recent media stories. The issue appears to be systemic rather than related to any individuals within the organization, although like any other workplace there are good and bad employees. Some of the […]

Looking for a job

February 12, 2018

Are you looking for a job?  What sector are you looking in?  How much money do you need to earn to maintain your lifestyle?  How much can you anticipate your income changing relative to living costs? These are all important questions for people of all ages, especially those completing college and university educations, to contemplate.  […]

Deceased bankrupts (dead people can go bankrupt)

February 8, 2018

Yes, dead people can go bankrupt. A deceased person may be assigned into bankruptcy either by the estate executor/trustee with the blessing of the court or by a creditor petitioning the estate into bankruptcy. Of course, another scenario is that a person might die after filing an assignment into bankruptcy. Section 136 of the Bankruptcy […]

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