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August 2, 2022

“Poverty is the same thing the world over – it sucks” – Jim Kelly (quoted from the movie “Enter the Dragon”)

Insolvency Recidivism – what causes it?

July 26, 2022

Insolvency recidivism has increased steadily over the years but it has not increased at the same pace as the volume of debt.

No More High Interest – Bill S-239

July 18, 2022

Bill S-239, if it passes muster will cool consumer lending by reducing interest rates. Some lenders are charging up to the (current) legal interest rate of 60% that will drop dramatically under this Bill.

Consumer Proposals – FAQ

July 7, 2022

In this blog we present some “what-if” type of questions and answers regarding Consumer Proposals.

Viable Proposal – scenarios

June 30, 2022

Proposals are not all formula driven, although we see all kinds of advertisements suggesting you will only need to repay 20% of your debts – there is a great deal of variability.