Does my spouse have to file too?

Sometimes it makes a lot of sense to do things together with your spouse – sometimes it doesn’t. When it comes to filing a bankruptcy or a proposal it can be either beneficial or harmful to make a joint filing. Talk to your local Licensed Insolvency Trustee to find out what is best for your and your family. 519-646-2222
Can I keep my Car?

Many folks have the wrong impression about bankruptcy – it isn’t all about seizing and selling all of your belongings. It is important to keep the neccessaries of life in order to remain a productive member of society. Excesses may be treated differently – call us for more details 519-646-2222
Too Much Debt

How do you know when you have too much debt? Is there a threshold value?
CEBA Loan Terms – DECODED

The CEBA Loans are very misunderstood. Even sophisticated business people are under the impression that they can borrow the money – defer payments until Decmber 2022 then claim back a bonus of $10,000 in forgiveness.