COVID Business Help

Small business owners, struggling to make ends meet, should not just consider the extremes of bankruptcy or more debt as the only options for survival. Think about a Division One Proposal and meet with a local LIT.
How We Help

Debt problems come in all shapes and sizes, there is no “one size fits all formula” – your debt problems are as unique as your are. We try to find the right balance for you and your family.
CERB & Bankruptcy

CERB & Bankruptcy have become strange bedfellows. The CERB fund has directly reduced insolvency filings but could lead to a slight increase in filings in the new year.
Bankruptcy = Opportunity

It’s hard for many people to think in such terms but in fact filing a bankruptcy provides a great new opportunity. Long before we had a bankruptcy regime few people had access to debt (credit) mostly the wealthy loaned money to other wealthy people. There were few written contracts, most people couldn’t read and write […]
Understand the basics

We feel that it is important that you should understand the basics when you are thinking about filing a bankruptcy or a proposal. Here are some basic terms to help you along. People who owe money are called “debtors”, people who cannot pay their bills as the become due or who could not pay their […]