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Easy Money

October 24, 2018

The headline reads “the world of easy money transformed Canada into debt nation”.  But that isn’t exactly true – it is the world of irresponsible banking that made it appear we have easy money.  We’ve said it before, Canadian chartered banks issue credit cards on repayment terms that extend over hundreds of years.  That is […]

October 15, 2018

How frustrating is  It is your source for whatever you want, you can find supportive views and you can find negative oppositional political (particularly) rhetoric all over What’s your poison?  If you are a little leftish leaning you can find like minds, if you lean to the right you can also find like […]

Separate Before Bankruptcy

October 4, 2018

It is important to separate before bankruptcy, just to make sure you get your ducks lined up properly.  Here’s the logic, if you are facing the possibility of an equalization claim from your spouse for assets that are otherwise exempt from seizure by your creditors you may find bankruptcy helps you keep them. Let’s say […]

Bankruptcy is Important

September 19, 2018

It may sound strange like a strange thing to say but bankruptcy is important, very important.  Our whole economic system has changed very dramatically over the last one hundred years.  My grand parents bartered with their farmer neighbours for goods and services.  In fact, right up until the late 1940’s, much of our economy was […]

Banking in Canada

September 18, 2018

Banking in Canada has changed dramatically over the past several decades.  The greatest changes have been in the delivery of services to bank clients.  Banks have changed from trusted institutions to high pressure financial sales outlets, and these changes have been well documented by national media outlets. Major banks including TD and RBC banks have […]