519-646-2222Blog Articles
Great Reset and Credit Kiting
Consumer proposals allow you to get a great reset of your debt. Stop kiting your debt from one credit card to another and get a real solution.
Read moreBankruptcy Filings Are Way Down
Last year we predicted less insolvencies in the coming year. We were correct, but this year we have seen unpredictable political and economic changes – we offer some thoughts and discussion points but no real conclusions.
Read moreHouse Prices and Insolvencies
We may be able to help you out with a proposal even if you do have equity in your home – call us for more details 519-646-2222
Read moreNeed Help?
When you need help we are simply a phone call away 519-646-2222 call us anytime – outside of business hours be prepared to leave a message.
Read more4Pillars – Class Action Clause
Very interesting Appeals Court case on contractual clauses that appear to have the effect of protecting companies from legal consequences.
Read moreInflation is Real
Canadians could soon be facing really serious economic challenges – living costs and incomes are becoming more and more disparate.
Read moreStatute Barred Debts
Statute barred debts are an interesting concept and one that is frequently misunderstood. The challenge is to wrap one’s head around the fact the debt didn’t just disappear, it still exists, but it is uncollectable – unless the debtor volutarily makes payments.
Read moreHyperinflation
With rising costs, ever increasing debt loads, massive unemployment and decreasing wages, hyperinflation is among us.
Read moreCERB Forgiveness
Millions of Canadians, reportedly, received the CERB benefits when they should not have. Among them were other benefit recipients, pensioners and self-employed people.
Read moreDivision One Proposals for Small Businesses
Joint Division One Proposals can include you and your business as well as, potentially, your spouse – getting all of your debts to one manageable monthly payment.
Read moreFREE Mug with Every Bankruptcy?
Canadian Debt Growing
Canadians are in a pickle with exponential debt growth, both national debt and consumer debt. The government is driving debt up either by action or inaction.
Read moreYour Debts
People’s debt comes in all shapes and sizes – when it becomes a problem – we can help.
Read moreProperty of the Bankrupt
Section 67 (1) of the Bankruptcy & Insolvency Act sets out what property of the bankrupt is divisible amongst his/her creditors. Many people live in fear of bankruptcy because they think that they will lose everything they own to the trustee. That is simply not the case. If you are holding property in trust for […]
Read moreTrump was never bankrupt
Donald Trump remains a lightning rod for negattive media attention. While he is not really the topic of this blog hopefully invoking his name will attract readers.
Read moreTerrifying Debt Levels
Both government and consumer debt levels have skyrocketed in the last half-decade, leaving politicians and people grasping for solutions. We can’t help the government, but we can help you 519-646-2222
Read moreWhat happens when it’s over?
That is an intriguing question, what will happen when it’s over? The CERB has been running for a year and a half – projected to end in September 2021, but what will happen then? Will the $2,000 per month benefit be replaced with UBI (Universal Basic Income)? Really that is just shifting the name of […]
Read moreImprove Your Credit
Are you concerned about your credit score? There are some simple steps you can take to review and improve your credit standing.
Read moreHolding Proposals
Holding proposals are an interesting way of solving immediate debt problems when you don’t have either cash flow or a stash of cash.
Read moreCERB Overpayments – solution
CERB overpayments can be discharged in a bankruptcy or a proposal. For most people who received the overpayment there are very few other options available.
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