519-646-2222Blog Articles
Budget Cutting – Expense Categories
When it comes to budget cutting, as prices continue to escalate, make sure you are cutting the proper expenses.
Read moreCredit Reports – TransUnion and Equifax
Credit reports impact all of our lives, especially when we plan to make a major purchase – mistakes can be very costly,
Read moreWho goes Bankrupt:
Unfortunately, there are still many untrue stereotypes around who goes bankrupt. Rather than being concerned with who goes bankrupt we should be more concerned with “why” they went bankrupt.
Read moreCredit Counselling
I started my career in Credit Counselling, since then – it has experienced many changes, perhaps the best are yet to come.
Read moreAfter Acquired Property – Bankrupts Beware
After acquired property includes the increase in value of your home between the time of your bankruptcy and the time of your discharge.
Read moreProposals are popular – almost 80% of insolvency filings are proposals
Proposals have far surpassed Bankruptcies as the consumers’ choice for dealing with debts.
Read moreGoing Bankrupt – where to start
Going bankrupt isn’t hard, completing the process isn’t hard either. The hard part about going bankrupt is making the decision.
Read moreCanada is number one!
Canada is number one in a lot of things, some of them are not prideful. Debt certainly falls short of something we should be proud of.
Read moreRetirement – sailing off into the sunset
Retirement is something that we all have to think about sooner or later, sooner is better.
Read moreUpdated Forms
The Superintendent of Bankruptcy has updated some of the forms used by LITs – these forms necessitate further questions being added to our application forms. Learn more!
Read moreProposal or Bankruptcy – the pros and cons
Get the skinny on some of the differences between proposals and bankruptcies. Read this article or call us at 519-646-2222
Read moreInsolvency Apocalypse
In the face of ever increasing consumer debt levels, Canadians are betting on their ability to avoid insolvency.
Read more$200 away from insolvency
You are either insolvent or you are not, if you threw a dart at a dartboard and it landed in the triple 2, you would not call that “nearly a bullseye” or “51/2 inches from a bullseye.
Read moreDebt Relief – a phone call away
Real Debt Relief is available to help you regain control of your paycheque and get your financial life back in order. Call us at 519-646-2222 to get started.
Read moreCERB and CEBA overpayments
CERB and CEBA overpayments have been a problem for hundreds of thousands of Canadians. The Regime appears to have settled on treating them in the same manner as other overpayments on government payments.
Read moreImagine No HST – just musing, don’t get excited
Canadians feel the weight of taxes every single day, the HST is a tax the Liberal goverment had at one time promised to eliminate
Read moreDo This Now
The time to deal with your debt is at hand, if you do not deal with your debt yourself, your debt may deal with you and it could be even worse.
Read moreTrustee Fees – in Bankruptcies and Proposals.
Trustee fees are a bit of an inigma for people filing a Bankruptcy or Proposal. In this article we break out how the fees are calculated.
Read moreThe Changing Face of Insolvency
From the Bankruptcy Act of 1919 to the Bankruptcy & Insolvency Act of 2022 insolvency has changed and so has our knowledge and understand of the laws that guide the process. We are up to date so you don’t need to be – call 519-626-2222
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