519-646-2222Blog Articles
Dischargeable Debts
Most debts can be discharged in an insolvency – there are a few that cannot – here we list debts that cannot be absolved by an insolvency proceeding.
Read moreResidential Capital Gains Tax
The government has proposed a residential home sales capital gains tax. How would that impact you and your family?
Read moreVote – it is more than a “right”
Canadians are facing a pivotal and challenging election, the political divide is wide but it is imperative we come together and get this right. Get out and vote!
Read moreStart Fresh
If you are feeling consumed by debt, it is time for a fresh start. Call tody for your fresh start: 519-646-2222
Read moreResidential Capital Gains
There has been a lot of buzz in the media about the proposed capital gains tax on primary residences.
Read moreRecord Canadian Debt
Canadians, probably more than people in any other G7 country are seeing exponetial growth in all debt levels.
Read moreLow Interest – Get Ahead
Canada, both as a nation and as a people is in a debt crisis. Debt is being shuffled around instead of resolved, this blog speaks to part of the problem.
Read moreExempt Property – Simplified
We wrote a more detailed blog about exemptions – this one is a simplified version, still a little technical – but call us to clarify 519-646-2222
Read moreKeep Your Car
Do you need to file for bankruptcy? Are you worried about losing your car? Get the facts.
Read moreI can’t Afford to go Bankrupt
Filing for bankruptcy costs money, Licensed Insolvency Trustees are not paid by the government, and they do incur fees and expenses for administering a bankruptcy. Fees may vary by individual circumstances, but they do not have to be prohibitive – there are work-arounds.
Read moreRebuilding Your Credit
If your credit rating took a tumble, either by filing an insolvency prceeding or just getting behind on payments – you can rebuild. 519-646-2222
Read moreBudgeting – Tips and Tricks
Are you and your family struggling to make it through each month? Here are a few simple tips and tricks to help you get on the right track and stay there.
Read moreGreat Reset and Credit Kiting
Consumer proposals allow you to get a great reset of your debt. Stop kiting your debt from one credit card to another and get a real solution.
Read moreBankruptcy Filings Are Way Down
Last year we predicted less insolvencies in the coming year. We were correct, but this year we have seen unpredictable political and economic changes – we offer some thoughts and discussion points but no real conclusions.
Read moreHouse Prices and Insolvencies
We may be able to help you out with a proposal even if you do have equity in your home – call us for more details 519-646-2222
Read moreNeed Help?
When you need help we are simply a phone call away 519-646-2222 call us anytime – outside of business hours be prepared to leave a message.
Read more4Pillars – Class Action Clause
Very interesting Appeals Court case on contractual clauses that appear to have the effect of protecting companies from legal consequences.
Read moreInflation is Real
Canadians could soon be facing really serious economic challenges – living costs and incomes are becoming more and more disparate.
Read moreStatute Barred Debts
Statute barred debts are an interesting concept and one that is frequently misunderstood. The challenge is to wrap one’s head around the fact the debt didn’t just disappear, it still exists, but it is uncollectable – unless the debtor volutarily makes payments.
Read moreHyperinflation
With rising costs, ever increasing debt loads, massive unemployment and decreasing wages, hyperinflation is among us.
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