519-646-2222Category: Something to Think About
Follow the Money – why debt is a way of life.
Follow the moeny they said, but what money? There really isn’t much money in circulation, which is why Canadians are so dependent on credit.
Read moreChanges – for Credit Card Users
Changes to credit cards are in the wind, some of the changes are good for consumers some are inhibitive, pick your poison. Overall, the changes seem to favour bank lending over alternative lenders.
Read moreTipping – how do you feel about it?
Tipping is a controversial topic for many folks. One might wonder “did I tip enough?” – if that is you, perhaps it’s time to think about tipping more thoroughly, after all it’s your money.
Read moreScams – that can cost you money
Scams can be very clever and convincing, most have some tell tale signs they may not be all they are cracked up to be. Scams can cost victims a lot of money and embarrassment.
Read moreSmall Business Solutions
Many small businesses suffered greatly during the last three years – now it’s time to dig out of the debt and improve cash flow.
Read moreViable Proposal – scenarios
Proposals are not all formula driven, although we see all kinds of advertisements suggesting you will only need to repay 20% of your debts – there is a great deal of variability.
Read moreWho goes Bankrupt:
Unfortunately, there are still many untrue stereotypes around who goes bankrupt. Rather than being concerned with who goes bankrupt we should be more concerned with “why” they went bankrupt.
Read moreCredit Counselling
I started my career in Credit Counselling, since then – it has experienced many changes, perhaps the best are yet to come.
Read moreImagine No HST – just musing, don’t get excited
Canadians feel the weight of taxes every single day, the HST is a tax the Liberal goverment had at one time promised to eliminate
Read moreDo This Now
The time to deal with your debt is at hand, if you do not deal with your debt yourself, your debt may deal with you and it could be even worse.
Read moreThe Changing Face of Insolvency
From the Bankruptcy Act of 1919 to the Bankruptcy & Insolvency Act of 2022 insolvency has changed and so has our knowledge and understand of the laws that guide the process. We are up to date so you don’t need to be – call 519-626-2222
Read moreIt is Time to Slow Down
Canadians are carrying far more debt than many realize – it is time to slow down, stop wasteful spending and take the time it takes to move forward with life.
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Use it to Build it!
To get your credit score up you must use credit, having credit and not using it does little to build a history.
Read moreThe Corporate Paradox
Corporations have some benefits and some drawbacks, briefly descirbed in this blog. Assigning a small, closely held corporation can, at times, be unnecessary and costly.
Read moreElection Results – What Now?
The election solved nothing for Canadians, a few seats were shuffled, but things remain substantially the same.
Read moreResidential Capital Gains Tax
The government has proposed a residential home sales capital gains tax. How would that impact you and your family?
Read moreVote – it is more than a “right”
Canadians are facing a pivotal and challenging election, the political divide is wide but it is imperative we come together and get this right. Get out and vote!
Read moreResidential Capital Gains
There has been a lot of buzz in the media about the proposed capital gains tax on primary residences.
Read moreLow Interest – Get Ahead
Canada, both as a nation and as a people is in a debt crisis. Debt is being shuffled around instead of resolved, this blog speaks to part of the problem.
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