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Category: Something to Think About

Easy Money

October 24, 2018

The headline reads “the world of easy money transformed Canada into debt nation”.  But that isn’t exactly true – it is the world of irresponsible banking that made it appear we have easy money.  We’ve said it before, Canadian chartered banks issue credit cards on repayment terms that extend over hundreds of years.  That is […]

October 15, 2018

How frustrating is  It is your source for whatever you want, you can find supportive views and you can find negative oppositional political (particularly) rhetoric all over What’s your poison?  If you are a little leftish leaning you can find like minds, if you lean to the right you can also find like […]

Best Credit Card

September 13, 2018

The best credit card for you might be the one with the highest interest rate, if you don’t carry balances from month to month.  If you do carry balances from month to month then of course the best credit card for you might be one with one with a lower interest rate or better repayment […]

Inflation, debt and income

July 3, 2018

Inflation, debt and income all impact the family budget.  The cost of living, based on a basket of 1953 goods (which is vastly divergent from what one might expect in 2018), increased by a mere 1.32% between 2016 and 2017. Over the same period the use of debt (credit) increased by nearly 5%. Incomes increased […]

Depression and Debt

June 28, 2018

Depression and debt are two words that are very synonymous with one another, there are of course different types of depression, mental health and global economic. Being in debt is depressing there is no question of that, and being in an economic depression can lead to more debt. Currently the media is rife with speculation […]