Category: Something to Think About

• Something to Think About

There are all sorts of penalties associated with mortgage defaults, most are legal, some are not.

• Something to Think About

Bad credit, no credit roll up, roll up, get your house today… Seems that way until you start getting into the details – and you find that your credit report is holding you back – we can help.

• Something to Think About

Admidst rife speculation is emerging a new reality about the re-shaping of our economy. Like it or not, things are changing globably and it will not be good for the majority of people.

• Something to Think About

What is your net worth? Add up the value of everything you own and deduct the cost of selling it and repaying all of your debts – what’s left, that is your net worth.

• Something to Think About

The Great Reset has been getting a lot of media attention lately – formerly the thing of conspiracy theorists the idea of a globalist revision is now in the mainstream. Here are some thoughts and links to discussion points.

• Something to Think About

Southwestern Ontario’s local, trusted and fully licensed insolvency trustee.

• Something to Think About

It’s hard for many people to think in such terms but in fact filing a bankruptcy provides a great new opportunity.  Long before we had a bankruptcy regime few people had access to debt (credit) mostly the wealthy loaned money to other wealthy people.  There were few written contracts, most people couldn’t read and write […]

• Something to Think About

We feel that it is important that you should understand the basics when you are thinking about filing a bankruptcy or a proposal.  Here are some basic terms to help you along.  People who owe money are called “debtors”, people who cannot pay their bills as the become due or who could not pay their […]

• Something to Think About

We hear that from almost every person we meet – “I don’t want to go bankrupt”.  Let’s face it no one wants to go bankrupt it is not a part of anyone’s life plan: “I’ll get an education, get married, have kids, become involved in my community, buy a house, invest for retirement, go bankrupt” […]

• Something to Think About

Feeling overwhelmed yet? Debt problems can be a source of frustration and family feuds. Get your free debt check up today. call 519-646-2222

• Something to Think About

CERB overpayments are going to be an important topic in the next year for millions of Canadians.  The Federal Government’s handling of the CERB benefit has resulted in many people receiving benefits they should not, or ought not, to have had.  Our office has heard of several cases of long term ODSP recipients who have […]

• Something to Think About

The COVID virus is impacting everyone’s life. From the way we work through to every social interaction we have. There are essentially two facets, health and economy that are being his the hardest. In this two part blog we try to speak to each offering some insights and considerations.

• Something to Think About

It is important to stop cash flowing debts and to start paying them off – but it may be even more important to understand and recognize the difference.

• Something to Think About

Impulses and habits are very similar, they both work on us subconsciously and compel, or ilicit, certain types of behaviour. Impulsiveness isn’t always bad – sometimes it’s very rewarding, maybe that’s a part of the problem.

• Something to Think About

Driving affordability is something that should form a part of everyone’s budget. Even in our biggest cities public transit is expensive and extremely inefficient.

• Something to Think About

You cannot borrow your way out of debt. Trying to do so is a useless strategy that will get you into far more debt than you had to begin with.

• Something to Think About

Spotting fake news can be a real challenge for all but the suspicious and conspiracy minded among us. But it is important to check and back check information being fed through news streams in order to remain well informed. Just because you like the sound of it or it makes you feel warm and fuzzy doesn’t mean it’s true.

• Something to Think About

Cars, cars, cars, Canadians love their cars – new cars used cars, beater cars, winter cars, summers cars, sports cars, have we got a car for you!

• Something to Think About

Many professionals who work in the financial industry are functionally financially illiterate, only comprehending a specific area of expertise. Consumer finances have become extremely complicated in recent decades.

• Something to Think About

Did you know there are many aspects about our economy that are not discussed, especially related to debt?