519-646-2222Blog Articles
Tipping – how do you feel about it?
Tipping is a controversial topic for many folks. One might wonder “did I tip enough?” – if that is you, perhaps it’s time to think about tipping more thoroughly, after all it’s your money.
Read moreLiving on Debt
Living on debt has become a reality as a result of economic blunders by banks and government. With over 80,000,000 bank issued credit cards in circulation someting is clearly wrong.
Read moreRenegotiate, Reduce, and Renew your Debt
Renegotiate, Reduce and Renew your Debt – stay in control of your paycheque before things get out of hand.
Read moreGoing Up Again – interest rates that is
With rate increases going up again housing affordability start to creep upwards. House prices will undoubtedly decrease leaving zombie mortgages floating around.
Read moreHow are you doing?
How are you doing? Are you stressed? Worried about the eocnomy? Are you and your spouse arguing about money? We can help – 519-646-2222
Read moreScams – that can cost you money
Scams can be very clever and convincing, most have some tell tale signs they may not be all they are cracked up to be. Scams can cost victims a lot of money and embarrassment.
Read moreMortgages
Mortgages are investments for mortgagees (lenders) they can be a curse for mortgagors (borrowers). Some mortgages are simply highly charged emotional debt traps for consumers. After all, if your car were heavily leveraged you might sell it and walk for a while, but selling your house means you have nowhere to live.
Read moreSmall Business Solutions
Many small businesses suffered greatly during the last three years – now it’s time to dig out of the debt and improve cash flow.
Read moreYour Proposal Approved
Call today to book your free consultation 519-646-2222. Get your proposal approved
Read moreReduce Debt by 85%
Consumer Proposals are a great way to reduce the face value of your debt. It is possible to save 85% or more off the total amount of your debt.
Read moreFix My Debt
Why fixmydebt? How did we get the url, fixmydebt.ca, and what it means to us.
Read moreDebt Trap – exaggerates inflation
Many Canadians are living in a debt trap, Candians of all ages and income levels are impacted by the enorrmity of consumer debt – we have a solution.
Read moreHold On – fasten your seat belts
Brace yourselves, the worst is surely yet to come. House porices dropping, pensions disappearing, credit use is at an all time high.
Read morePoverty
“Poverty is the same thing the world over – it sucks” – Jim Kelly (quoted from the movie “Enter the Dragon”)
Read moreInsolvency Recidivism – what causes it?
Insolvency recidivism has increased steadily over the years but it has not increased at the same pace as the volume of debt.
Read moreNo More High Interest – Bill S-239
Bill S-239, if it passes muster will cool consumer lending by reducing interest rates. Some lenders are charging up to the (current) legal interest rate of 60% that will drop dramatically under this Bill.
Read moreConsumer Proposals – FAQ
In this blog we present some “what-if” type of questions and answers regarding Consumer Proposals.
Read moreViable Proposal – scenarios
Proposals are not all formula driven, although we see all kinds of advertisements suggesting you will only need to repay 20% of your debts – there is a great deal of variability.
Read moreRecession – is it coming, how will it impact you?
Recessions come and go and threats of recession occur with a much higher frequency than actual recessions.
Read moreBankruptcy – things that increase the costs
The costs and consequences of filing bankruptcy have changed and with those changes fewer people are filing bankruptcy as a means to solve debt problems.
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