519-646-2222Blog Articles
Consumer (Proposal) Protections
The Bankruptcy & Insolvency Act does provide a number of consumer protections for people filing consumer proposals.
Read moreInsolvencies are Increasing.
After three years of highly impactful reckless lending, insolvency rates are starting to return to normal filing levels. We anticipate a slight uptick in the new year.
Read moreCompare Debt Solutions
Save your Home – what you need to know!
Canada’s first choice for debt solutions, a proposal, can help you save your home while managing debt.
Read moreDo the Maths
Surplus Income Part II – Application
This is Part II of our |Surplus Income blog describing some of the practical components of calculating surplus as well as dealing with mediation or court adjustments.
Read moreSurplus Income Part I – History
Surplus income is something that all bankrupts, and their Trustees, must consider – in Part I we look at the history of surplus income in Part II we will take a more practical view.
Read moreCEBA Update
CEBA Update, time is running out for repayment and manys small businesses are likely to have serious financial problems – we can help!
Read moreWallowing in Debt
Liek it or not you are wallowing in debt, consumer debt and anational debt, it is getting to be extremely challenging to live without debt,.
Read moreThree IMPORTANT Questions
As you are preparing for your intial consultation with us, please keep in mind these three important questions, and bring along as much information as you can.
Read moreDischarge from Bankruptcy – explained.
Getting a discharge from bankruptcy is an essential part of the process. A discharge is usually an uatomated process, but in some cases requires a court intervention.
Read moreCBDC – Central Bank Digital Currency
Like it or not CBDC – Central Bank Digital Currency is taking over our traditional ideas of money and banking. In a sense “it must” – but will it fix the corruption in the global banking industry,that has led to cycles of economic woes, or will it just help to segregate people into even more divided fiscal classes.
Read moreCredit Cards – pros and cons
Credit cards are the meat and potatoes of the insolvency industry, if they did not proliferate our economy LITs would have far less work. Read on for a discussion of the pros and cons of credit cards.
Read moreRenegotiate your Proposal.
Proposals can be renegotiated after they have been filed and approved by creditors. If your situation has deteriorated or you have a significant, financial, material change talk to your LIT about convening a meeting of creditors to review the possibility of amending your original proposal.
Read moreFake News – Sunshine List & Insolvency Numbers
Fake news is everywhere and after the speed at which it spread during the past three years it is impossible to trust any media outlet. A big part of the problem is the failure to research the topic being reported and to collect good, reliable data. Too often talking points are repeated over and over without thought.
Read moreCERB and CEBA Collections
CERB and CEBA collections are underway, still, if you are getting collection letters we can help.
Read moreThe Debt Pool
Welcome to the Debt Pool – welcome to Canada. Canadian banks have their “newcomer programmes” where they provide free banking and $5,000 credit cards, without credit checks or income verification to new imigrants. Once they have you trapped in the debt pool they expect you to tread water for ever.
Read moreDebt Management Programme or Consumer Proposal
Get to know the differences between a Debt Management Programme and Consumer Proposal and which is best for you and your family.
Read moreImprove Your Credit Rating.
Whether or not you have filed an insolvency proceeding you may find some useful tips, in this blog, to help you manage your credit ratting.
Read moreBankruptcy is Great!
Bankruptcy is great for providing protection from actions by creditors, eliminating debt and creating a fresh start.
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